NISH Housing is an Initiative of NISH Homes Ltd designed to provide a one-stop platform for promoting synergy among stakeholders in the delivery of affordable housing to teeming Nigerians in the formal and informal sectors of the economy.


NISH Housing Initiative promotes interests of housing stakeholders through interactions and networking among policy makers, off takers, investors, multilateral and bilateral financial institutions, profit and not-for-profit developers, cooperatives, insurance practitioners, commercial and mortgage bankers, manufacturers of building materials, service providers, infrastructure companies and other professionals in the housing industry.


The goal is to deliver quality housing (rent or owned) at moderate prices and single digit interest rate financing for mortgage and construction through strategic partnerships.


NISH Housing membership is open to all Nigerian individuals, organizations and cooperatives with verifiable sources of income, record of consistent savings, and ability to provide equity contributions towards acquiring desired properties including those in private and public appointments, artisans, entrepreneurs and retirees. Apart from providing opportunities for offtakers to own their homes at affordable prices, NISH also provides investment opportunities for members through participation at various levels of the housing value chain.


NISH Housing caters for non Civil servants, retired Civil servants, entrepreneurs, and all those who could benefit from the Opportunities offered by NISH.


Funding of off-takers is critical to the success of NISH HOUSING Initiative as it will serve as incentive for established developers to invest in affordable housing. It must be emphasized that funding has to be obtained at single digit interest rate if it is to be sustainable.


In order to achieve single digit interest rate, we are desirous of seeking fund from international, multilateral institutions and venture capitalists. We are consequently prepared to provide exit strategy for funds providers. The funds can be channeled through existing commercial or mortgage banks in form of equity and debt combined. Off-takers are also required to contribute equity of between 10% and 30% as evidence of commitment. Finance Africa is structuring special purpose vehicle to facilitate strategic partnership with such funding institutions.



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